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One World. One Cover. One Less Thing to Worry About.

Worldwide travel insurance provides comprehensive coverage across international borders, protecting you from unexpected events like trip cancellations, medical emergencies, or lost belongings - so no matter where your journey takes you, peace of mind travels with you.

Cancellation Cover

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Get reimbursed if illness, injury, or unexpected events force you to cancel your trip before departure.

Missed Departure

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If delays or breakdowns cause you to miss your transport, we can  help cover unexpected costs.

Medical Emergencies

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Cover for essential treatment abroad, including hospital stays and emergency medical assistance when you need it most.

Lost Baggage

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Cover for lost, stolen, or delayed luggage so you can replace essentials quickly and continue your trip.
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Worldwide Travel Insurance Key Facts

24/7 Emergency Help

Round-the-clock assistance wherever you are in the world.
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Flexible Cover Options

Choose the level of protection that suits your trip and budget.
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Fast Claims Process

Simple claims with quick turnaround to get you reimbursed sooner.

Why Choose One World Insurance?

Cover in Minutes

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Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

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With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

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Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.

Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.
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Worldwide Travel Insurance – Frequently Asked Questions

Find clear answers to common questions about worldwide travel insurance, including coverage regions, medical protection, cancellations, and belongings abroad. This guide helps you choose the right policy for single or multiple trips worldwide.

Worldwide travel insurance generally covers emergency medical treatment, trip cancellations, lost or stolen luggage, and travel delays anywhere globally. Some policies exclude high-cost regions such as the USA or Canada unless you select a plan that specifically includes them. Always review your policy’s coverage map before travelling.

European travel insurance covers trips within Europe only, while worldwide travel insurance protects you across most countries globally. Worldwide policies may cost more due to higher medical costs in regions like the USA or Canada. Compare European and worldwide coverage to see what suits your trip.

Not all worldwide policies automatically include the USA or Canada. Many insurers offer two options: worldwide excluding USA/Canada or worldwide including USA/Canada. Choose a policy that matches your destinations to avoid uncovered claims.

Yes, most policies reimburse you for lost, stolen, or delayed luggage up to specified limits. Keep airline reports and receipts for essential items or high-value possessions to support your claim.

Many policies provide cover for pre-existing conditions if declared when purchasing insurance. Failing to disclose conditions may invalidate your policy. Check your insurer’s medical screening requirements for full protection.

Yes, an annual multi-trip worldwide policy allows multiple trips within a year. Each trip usually has a maximum duration of 31–90 days depending on the plan.

Travel insurance cover is subject to any travel restrictions or exclusions issued by the Foreign, Commonwealth and Development Office (FCDO).

High risk and adventure holidays often require specific travel insurance to cover the activities you intend to take part in. Standard travel insurance will offer a wide range of activities, either included as standard, or for an additional premium. You would need to check your policy terms to ensure your activity is covered.

Travel to countries with official 'against all travel' warnings is usually excluded. Claims arising from such trips may be denied. Check current advisories before departure.

Standard policies may not cover paid work or volunteering. If you plan to work or volunteer, ensure your policy explicitly includes this type of cover.

Some insurers allow mid-trip policy extensions, depending on your location and health status. Check your provider’s terms before departure if an extension may be needed.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to eat a chili dog.
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