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Comprehensive UK Cover, Wherever You Go

UK travel insurance provides coverage for travel within the United Kingdom, protecting against unexpected events like cancellations, or lost luggage, ensuring peace of mind throughout your entire trip.

Cancellation Cover

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Protect your booking costs if illness or unexpected events stop you from travelling.

Missed Transport

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If you miss your flight or train, we can help reimburse extra travel costs.

Personal Belongings

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Protection for your luggage and valuables if they’re lost, stolen, or damaged.

Optional Extras

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Add in optional extras, such as Cruise, Winter Sports or Trip Extension upgrades.   
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UK Travel Insurance Key Facts

Range of Cover Options

Select the travel insurance protection that matches your travel plans.
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Existing Medical Conditions

Cover for many existing medical conditions available. 
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Quick Claims Handling

Efficient claims process to reduce stress if the unexpected happens.
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Why Choose One World Insurance?

Cover in Minutes

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Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

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With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

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Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.
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Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.
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UK TRAVEL INSURANCE FREQUENTLY ASKED QUESTIONS

Yes. Even for domestic trips, insurance protects against unexpected events such as cancellations, lost baggage, or personal liability. While the NHS covers emergency treatment, travel insurance can cover private care or trip cancellations.

Standard coverage includes trip cancellation, lost or delayed baggage, personal liability, travel delays, and legal expenses. Optional add-ons can cover winter sports, cruises, or other higher-risk activities.

Most policies have maximum trip durations. Please check your policy wording for details relating to your travel insurance cover.

Generally, no. Most insurers require policies to be purchased before the trip begins. Buying cover after departure may result in limited or invalid protection.

Coverage varies by provider. Always declare all of your medical conditions when buying insurance to ensure your policy is valid.

Yes. Most UK travel insurance policies cover lost, stolen, or delayed baggage. Remember to keep receipts for essential purchases during delays to support your insurance claim.

Yes. Personal liability covers legal responsibility for injury to others or damage to property while travelling within the UK.

Yes. Optional add-ons are available for high-risk activities. Always declare planned activities to ensure full coverage.

Yes. Most policies cover domestic travel across all UK countries. Always check your policy for any geographical limitations.

Contact your insurer immediately. They may need to adjust your policy or provide guidance to ensure coverage can be continued.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to eat a Cornish Pasty.
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