Your Cruise, Your Adventure, Fully Protected
Travel insurance with Cruise Cover add-on provides specialised coverage for your voyage at sea, protecting against unexpected events like trip cancellations, medical emergencies, or lost luggage, ensuring peace of mind while you sail to your dream destinations.
Trip Cancellation
Cover your costs if you need to cancel your trip due to unexpected circumstances.
Travel Disruption
Cover for delays and missed connections during your journey.
Medical Expenses
Includes treatment, hospital care, and emergency evacuation at sea.
Personal Belongings
Cover for lost, stolen, or damaged luggage and personal items.
Travel Insurance with cruise cover add-on Key Facts
Emergency Medical Assistance
24/7 emergency medical support wherever you sail to.
Quick Setup
Buy your policy with Cruise Cover add-on in minutes online.
Peace of Mind Cover
Float on knowing you’re protected against the unexpected.
Why Choose One World Insurance?
Cover in Minutes
Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.
Travel Insurance Experts
With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.
Award-Winning Claims Team
Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.
Understanding Your Travel Insurance Cover
Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.
Travel Insurance with Cruise Cover – Frequently Asked Questions
Going on a cruise? Our travel insurance with cruise cover FAQs explain coverage, costs, and how to protect yourself during your voyage.
Travel insurance with cruise cover is a standard travel policy that includes protection for cruise-specific risks such as missed port departures, itinerary changes, and onboard medical emergencies.
Cruises have unique risks including missed departures, itinerary changes, and medical emergencies at sea. Travel insurance ensures financial protection for these situations.
Coverage usually includes medical emergencies, repatriation, trip cancellations or curtailments, lost or delayed luggage, and personal liability. Cruise-specific add-ons may include missed port departures, cabin upgrades, and shore excursion protection.
Most policies cover declared pre-existing medical conditions. You may need to complete a health questionnaire. Always provide accurate information to ensure you are covered appropriately.
Costs depend on the duration of your cruise, the destination, traveller ages, and coverage options. Longer cruises or additional add-ons may increase the premium.
Many policies include cover for missed ports or itinerary changes. Always confirm cruise-specific risks with your insurer.
Many insurers allow couples or families on the same policy. Coverage details for each member are listed in the policy terms.
Yes, you can purchase insurance any time before your trip. Early purchase ensures coverage for cancellations and unexpected events.
Many policies provide emergency medical evacuation, essential for cruises in remote regions with limited access to medical care.
Some policies cover shore excursions, reimbursing non-refundable costs if cancelled or interrupted for a covered reason.
The GHIC covers some state-provided healthcare abroad but may not cover all medical expenses or repatriation. Travel insurance offers broader protection, especially for cruises in remote regions.
Travel peace-of-mind in less than 5 minutes
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