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Hit the Slopes, We've Got You Covered

Travel insurance with winter sports add-on provides essential coverage for your ski or snowboarding adventures, protecting against unexpected events like accidents, medical emergencies, equipment loss, or cancellations, ensuring peace of mind while you enjoy the thrill of the mountains.

Trip Cancellation

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Recover non-refundable costs if you need to cancel your holiday due to unforeseen circumstances.

Travel Delay Support

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Cover for additional expenses if your journey is disrupted or significantly delayed.

Medical Emergencies

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Protection against unexpected medical costs, including treatment, hospital stays, and repatriation.

Winter Sports Upgrade

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Add Winter Sports Add-on for winter activity and equipment cover.
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Travel Insurance with Winter Sports Add-On Key Facts

Worldwide Cover Available

Choose protection for whether you’re travelling in Europe or worldwide. 

Easy Online Purchase

Get covered in minutes with our straightforward quote process.
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Trusted Protection

Reliable cover designed to give you peace of mind while travelling.
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Why Choose One World Insurance?

Cover in Minutes

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Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

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With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

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Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.
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Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.
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Winter Sports Travel Insurance – Frequently Asked Questions

Planning a ski or snowboarding trip? These FAQs explain common queries about travel insurance with winter sports add-on, including coverage, pre-existing conditions, equipment protection, cancellations, and high-risk activities. Use this guide to choose the right insurance for your winter adventure.

Winter sports travel insurance typically covers emergency medical treatment abroad, trip cancellations, lost or delayed equipment, and lost or stolen lift passes. Standard policies include skiing and snowboarding, but extreme or off-piste activities may require additional premiums.

Off-piste skiing and high-risk winter sports are often only covered by specialist insurances. Optional coverage or a higher premium may be required for activities like heli-skiing, snow kiting or freestyle snowboarding. Always check your policy wording.

Some policies cover pre-existing medical conditions if declared at purchase. Honesty in health questionnaires is essential to ensure you are accurately covered whilst you are away.

Most policies cover loss, theft, or damage to skis, snowboards, and related equipment. Ski pass cover is usually included for cancellations caused by illness, injury, or lift closure, subject to policy limits.

Off-piste skiing without a qualified guide may be excluded. Some insurers require you to be accompanied by a guide for off-piste coverage. Check your policy terms before travelling.

Age limits vary, typically maximum 70–85 years depending on the provider. Multi-trip policies may have different maximum ages so check your policy wording before you book a trip.

Annual multi-trip winter sports policies allow multiple trips within a season or year. Each trip has a defined maximum duration, making them ideal for frequent skiers and snowboarders.

Prices vary by age, destination, trip length, and coverage, often with higher premiums for off-piste or high-risk activities.

Many policies reimburse cancellations caused by unforeseen bad weather, such as snowstorms, avalanches, lift closures, or even a lack of snow. Review your policy limits for details.

Yes, many policies cover rental costs for delayed or lost equipment. Keep receipts and relevant reports to support your claim.

Coverage for search and rescue varies. Some policies include it automatically, while others require an additional premium or don’t cover at all. You should confirm the details with your provider.

Coverage depends on the policy. Some insurers include snowmobiling, sledging, or other high-risk winter activities, while others require optional add-ons.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to ride a ski lift.
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