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Adventure Knows No Age

Over 50's travel insurance provides tailored coverage for mature travellers, protecting against unforeseen events like medical emergencies, cancellations, or lost luggage, ensuring you can enjoy your travels with the peace of mind that comes from knowing you're fully covered.

Cancellation Cover

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Cover for prepaid travel costs if your trip is cancelled for covered reasons.

Medical Conditions

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Cover for many pre-existing medical conditions provided when declared.

Lost Luggage

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Cover for lost, stolen or damaged items, however bumpy your journey.

Optional Cruise Cover

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Get peace-of-mind to float onward with optional Cruise Cover Add-On.
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Over 50's Travel Insurance Key Facts

Worldwide Medical Assistance

Access to emergency medical help 24/7, wherever your trip takes you.
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Flexible Cover Options

Choose cover that suits your plans, from short breaks, global adventures or cruises.

Hassle-Free Claims

Straightforward, award-winning claims process designed for ease of use.
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Why Choose One World Insurance?

Cover in Minutes

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Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

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With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

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Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.
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Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.
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Travel Insurance for Over 50s – Frequently Asked Questions

Travelling in your 50s, 60s or beyond? These frequently asked questions explain how travel insurance for people over 50 works.
Including how medical conditions can affect cover, and how to choose the right level of protection for your trip.

Travel insurance for people over 50 works exactlylike a standard policy. It usually includes cover for medical emergencies, trip cancellations, lost baggage and more. Cover options may vary depending on the individual, and often due to any pre-existing medical cnditions a traveller may have, which can sometimes increase with age.

As we age, pre-existing medical conditions become more common and can affect cover or pricing. Policies aimed at people over 50 often provide wider medical protection and allow you to declare existing conditions so they can be considered for cover.

Many insurers cover pre-existing medical conditions if you declare them when you buy your policy. You’ll usually complete a brief health screening to assess risk. Always declare all all your conditions accurately — not doing so could invalidate your cover.

Some standard travel insurance policies have upper age limits, but many specialist providers offer cover for travellers aged 50 to 80 and beyond. Always check the maximum insurable age before purchasing ayour policy.

It depends on how often you travel. Single-trip cover is ideal for one holiday, while annual multi-trip policies can save money if you travel several times a year. Both can include medical and cancellation protection suited to older travellers. With certain pre-existing conditions, some travellers may be limited to single-trip cover options only.

Yes, cancellation cover is usually included for unexpected events such as illness, injury, bereavement, or jury service. Always review the exclusions related to medical conditions or changes to travel advice.

Yes, joint and family travel insurance policies are available. Each traveller’s health details must be declared to make sure everyone is properly covered.

The cost depends on factors such as your age, destination, trip length, medical history and level of cover. Premiums usually increase with age, but you can save by comparing quotes and avoiding unnecessary add-ons.

Yes, many insurers offer policies for people aged 70 and above, although premiums may be higher and some destinations or activities may be restricted. Specialist providers often offer tailored cover for senior travellers.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to drink a fresh coconut.
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