Winter Sports Travel Insurance

Winter Sports Travel Insurance covers emergency medical treatment abroad, trip cancellation, lost or delayed equipment, and accident-related expenses. Most policies also include skiing, snowboarding, and other winter sports, though extreme or off-piste activities may require optional add-ons.

Off-piste skiing and extreme winter sports are not always included. Optional coverage or a higher premium may be required for activities like heli-skiing, snow kiting, freestyle snowboarding, or ice climbing. Always check policy wording for coverage.

Some policies cover pre-existing medical conditions if declared when buying your insurance, ensuring valid cover abroad. Always answer health questionnaires honestly to avoid claim denial.

Most policies include cover for loss, theft, or damage to skis, snowboards, and other equipment. Ski pass cover is often included for cancellations due to illness, injury, or lift closure, with specified limits.

Off-piste skiing without a qualified guide may be excluded. Some insurers only cover off-piste when accompanied by a guide. Always review terms before travelling.

Age limits vary by provider, typically 70–85 years. Multi-trip policies may have lower maximum ages. Some insurers allow coverage beyond these ages with medical screening.

Most policies include emergency medical cover for COVID-19 or other pandemics, as well as trip cancellation or quarantine costs. Confirm the policy wording for specific limits.

Annual multi-trip winter sports policies allow multiple trips within a season or year, each with defined maximum durations, ideal for frequent skiers or snowboarders.

Costs vary by age, destination, trip length, and coverage. On average, comprehensive winter sports insurance costs around £20–£30 per day, with higher premiums for off-piste or high-risk activities.

Many policies cover cancellations caused by unforeseen bad weather, such as snowstorms, avalanches, or lift closures. Check your policy limits and conditions for coverage.

Yes, many policies reimburse rental costs if your equipment is delayed or lost during transit. Keep receipts and airline or rental reports to support a claim.

Coverage for search and rescue varies. Some policies include it automatically; others may require an additional premium. Confirm with your insurer before travelling.

Coverage depends on the policy. Some insurers include snowmobiling, ice climbing, or other high-risk winter activities, while others require optional add-ons.