Planning a trip within the UK? Our UK Travel Insurance FAQs answer common questions about coverage, pre-existing medical conditions, cancellations, lost baggage, and optional add-ons like winter sports or cruise cover.
Yes, even for domestic travel, insurance protects against unexpected events like cancellations, medical emergencies, lost baggage, or personal liability. While the NHS covers emergency medical treatment, insurance can cover private medical care, repatriation, or trip cancellation costs.
Standard coverage includes emergency medical expenses, trip cancellation, lost or delayed baggage, personal liability, travel delays, and legal expenses. Optional add-ons cover winter sports, cruises, or other high-risk activities.
Most policies have a maximum trip duration. Single-trip cover is usually up to 365 days, while annual multi-trip policies may limit each trip to 31–90 days, depending on age and insurer.
Generally, no. Most insurers require you to purchase insurance before your trip begins. Coverage may be void if bought after departure.
Coverage varies by provider. Always declare all medical conditions when buying insurance, otherwise your policy may be invalid. Some providers offer coverage for declared conditions.
Most policies cover trip cancellations due to illness, injury, or family emergencies. Always check policy terms for exclusions.
Yes. Most UK travel insurance policies compensate for lost, stolen, or delayed baggage. Keep receipts for essential purchases made during delays.
Yes. Personal liability covers you if you are legally responsible for injury to others or damage to property while travelling.
Yes. Optional add-ons are available for high-risk activities. Always declare planned activities to ensure full coverage.
Yes. Most UK travel insurance policies cover domestic trips across all UK countries. Check your policy terms for any geographical restrictions.
Contact your insurer immediately. They may adjust your policy or advise steps to ensure continued coverage.
Planet Voyage Travel Insurance is arranged by Planet Voyage Travel Insurance, which is a trading name of Chase Heptons Ltd (Companies House Number: 13603286). Chase Heptons is authorised and regulated by the Financial Conduct Authority, FCA Firm Reference Number 1015079. Registered office: New Century House, 17-21 New Century Road, Basildon, Essex, SS15 6AG.