Over 50's Travel Insurance

Travel insurance for over 50s offers the same core protection as standard cover. It includes cover for medical emergencies, trip cancellations, lost baggage and more. Cover options may vary depending on the individual, and often due to any pre-existing medical cnditions a traveller may have, which can sometimes increase with age.

As we age, pre-existing medical conditions become more common and can affect cover or pricing. It is always a good idea to compare pricing from different insurers to ensure you get the best cover for your circumstance, and your travel plans.

Yes, if declared when buying the policy. You’ll complete a short health questionnaire, and full disclosure of any medical conditions you or any other travellers on your policy may have is essential to ensure you remain fully protected to the limits of your chosen policy.

Some insurers have age limits, but specialist over 50s policies, if available, can often cover travellers up to 80 or older. Always remember to check the upper age limit available before purchasing your travel insurance policy.

It depends on your travel plans, ingle-trip cover suits one-off holidays, whereas annual multi-trip is cost-effective for frequent travellers. Both can include full medical and cancellation cover. Some travellers with certain medical conditions may find that they are unable to take out an auunual multi-trip policy for medical reasons, and can get single trip travel insurance cover only.

Yes, most policies include cancellation cover for illness, injury, or emergencies, though coverage exclusions may apply for undeclared conditions or travel advice changes. Always check your cover before you travel.

Yes. Joint or family policies are available. It's important to remember that each traveller’s medical history, and any changes to medical conditions must be declared to the insurer to ensure they are fully covered to the limits of the policy.

Costs depend on age, health, destination, and trip length. Premiums do rise with age, but comparing quotes helps find affordable cover.

Yes, many insurers cover travellers of 70 years of age and above. Sometimes insurers offer travel insurance for travellers of up to 85 years of age, though certain destinations or activiies may be excluded.